Sun28052017

Last update26/05/2017

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Knowledge Bank (559)

India celebrated its Republic Day in the august presence of the Rulers of the UAE and their special delegation. Y. Sudhir Kumar Shetty, the President of UAE Exchange Group and a long term resident of the UAE, was part of this select group. Eclat catches up with him to get insights on this special visit.

India UAE 2

Can you tell us about your experience being a part of the special delegation that attended the Indian Republic Day celebrations, 2017?

It has been a great honour to have been a part of this privileged delegation and attend the Indian Republic Day celebrations along with the leaders of the UAE. As a non-resident Indian in the UAE for more than 25 years, it was a very proud and yet overwhelming moment to represent both the nations – India, my land of birth and the UAE, my land of work.

As a part of this entourage I had the honour of interacting with several thought leaders, business leaders, subject matter experts, statesmen etc. The delegation actively discussed on various aspects of the relationship between the two nations, be it in the sphere of economy, business, education, trade etc. Business professionals from both nations deliberated on exploring possibilities of enhancing the engagements like improving investments across segments. It has been a very meaningful and insightful meeting, which gave me a new perspective at the way leaders envision the long relationship between the two nations. And I truly believe we are in the right direction in terms of progress.

How has the relationship between India and the UAE matured and progressed over the years?

The UAE and India have shared a historic relationship for several decades. Infact until 1970s Indian currency was widely accepted in the Gulf Region and was known as Gulf Rupee. It was not only the currency but also the talent pool of India that the UAE embraced and accepted.  In the process Indian workforce was one of the major contributors in the UAE’s growth journey. In turn Indian expats could also contribute to Indian economy in the form of remittances worth billions of dollars, making India the largest receiver of remittances in the world. This reflects the importance of the role Indians play, contributing to the trust between the two nations. 

From USD 180 million in 1970 to USD 50 billion in 2016, the bilateral trade between the UAE and India has flourished. For the UAE, India was the biggest non-oil trade partner in 2015 (over USD 28 billion). Responding to India’s call the Make In India, the UAE invested over USD 8 billion, emerging as one of the largest investors in India. Along with it various dimensions like defence, technology, education etc., have also been redefined between the countries.

How are the NRIs contributing towards strengthening the ties between India and the UAE?

The Indian diaspora in the UAE are an enterprising community significantly contributing to both the host and home countries. The oil boom in the 1960s brought an influx of migrants to the Gulf region dominated by Indians. The UAE has been a welcoming host for Indians who work across the economic pyramid (entrepreneurs, skilled and unskilled workers), and has offered a solid platform to build their career in the Gulf soil. Several Indians have set up successful companies and worked across sectors including retail, infrastructure, hospitality, healthcare, financial services etc., because of the strong support that the country provides. Associations like IBPG (Indian Business & Professional Group) act as a platform for the business and professional communities, promote a healthy symbiosis between the two nations. 

With over 2.6 million Indians residing in the UAE, this expat group roughly forms around 27% of the UAE`s residents. As on 2015, Indians sent back home money worth USD 13 billion as remittances from the UAE, making it one of the highest remittance senders in the world in terms of volume.

India UAE

What role does UAE Exchange play in this dimension?

UAE Exchange, as a brand, has resonated with both the UAE and India as far as streamlining money movement is concerned. When UAE Exchange was set up in the year 1980, our primary aim was to offer convenient money transfer solutions for the expat population in the UAE. In fact

UAE Exchange was one of the pioneers in bringing remittances to mainstream, when expats struggled with illegitimate channels of money transfer. From thereon, the brand has customised its products and services, promotions to suit the diverse customer segments. 

Until half a decade ago, there was no prudent mechanism for the government to track salary disbursals in the UAE. This led to the advent of the Wages Protection System (WPS) introduced by the Labour Ministry and monitored by the Central Bank of the UAE. In the pre-WPS era, several companies which did not pay salaries to their employees or delayed remuneration, went largely unnoticed causing a dent in the reputation of the country in protecting labour rights. Concurrent to the government’s decision to introduce WPS, UAE Exchange introduced Smart Pay, a salary disbursal solution that enabled companies to streamline the payments. Streamlining payments also helped several Indian expats getting into the mainstream from being a part of the unbanked community thereby supporting India’s vision of complete financial inclusion.

As an organisation, UAE Exchange is an active corporate citizen extending its support to several social causes and crisis situations. In India, we are always on the lookout to do our bit to the community whether it was Tsunami in 2004 in South India or the floods in the North in 2013. Recently we also took up the cause of the homeless to initiate a housing project in Kerala - Akshara Veedu, which will benefit several underprivileged people putting a roof above their heads.

How do you see the two countries evolving?

The UAE and India are two countries that have a lot in common. Both the nations relied on their abundant natural resources. The UAE leveraged the availability of oil, while India nurtured its agrarian economy. However, this didn’t stop the two nations from diversifying into infrastructure, manufacturing, hospitality, technology, tourism and education etc., to name a few.

Today, digitisation is a big leap that both the nations have taken and are incorporating in their growth strategies. Recently the UAE has rolled out several policies that enable digital innovation. The Central Bank of UAE has developed a digital payments framework, which is a significant move towards its vision of complete digitisation. India too is going big on digitisation and has in fact launched a “Digital India” campaign. Both these nations are working towards creating a cashless society. I am sure India and the UAE will continue to complement each other for mutual empowerment, which is necessary in the accelerated development of both nations.

This article was originally published on Éclat Q1 2017 edition.

 

India celebrated its Republic Day in the august presence of the Rulers of the UAE and their special delegation. Y. Sudhir Kumar Shetty, the President of UAE Exchange Group and a long term resident of the UAE, was part of this select group. Eclat catches up with him to get insights on this special visit.

Can you tell us about your experience being a part of the special delegation that attended the Indian Republic Day celebrations, 2017?

It has been a great honour to have been a part of this privileged delegation and attend the Indian Republic Day celebrations along with the leaders of the UAE. As a non-resident Indian in the UAE for more than 25 years, it was a very proud and yet overwhelming moment to represent both the nations – India, my land of birth and the UAE, my land of work.

As a part of this entourage I had the honour of interacting with several thought leaders, business leaders, subject matter experts, statesmen etc. The delegation actively discussed on various aspects of the relationship between the two nations, be it in the sphere of economy, business, education, trade etc. Business professionals from both nations deliberated on exploring possibilities of enhancing the engagements like improving investments across segments. It has been a very meaningful and insightful meeting, which gave me a new perspective at the way leaders envision the long relationship between the two nations. And I truly believe we are in the right direction in terms of progress.

How has the relationship between India and the UAE matured and progressed over the years?

The UAE and India have shared a historic relationship for several decades. Infact until 1970s Indian currency was widely accepted in the Gulf Region and was known as Gulf Rupee. It was not only the currency but also the talent pool of India that the UAE embraced and accepted.  In the process Indian workforce was one of the major contributors in the UAE’s growth journey. In turn Indian expats could also contribute to Indian economy in the form of remittances worth billions of dollars, making India the largest receiver of remittances in the world. This reflects the importance of the role Indians play, contributing to the trust between the two nations.

From USD 180 million in 1970 to USD 50 billion in 2016, the bilateral trade between the UAE and India has flourished. For the UAE, India was the biggest non-oil trade partner in 2015 (over USD 28 billion). Responding to India’s call the Make In India, the UAE invested over USD 8 billion, emerging as one of the largest investors in India. Along with it various dimensions like defence, technology, education etc., have also been redefined between the countries.

How are the NRIs contributing towards strengthening the ties between India and the UAE?

The Indian diaspora in the UAE are an enterprising community significantly contributing to both the host and home countries. The oil boom in the 1960s brought an influx of migrants to the Gulf region dominated by Indians. The UAE has been a welcoming host for Indians who work across the economic pyramid (entrepreneurs, skilled and unskilled workers), and has offered a solid platform to build their career in the Gulf soil. Several Indians have set up successful companies and worked across sectors including retail, infrastructure, hospitality, healthcare, financial services etc., because of the strong support that the country provides. Associations like IBPG (Indian Business & Professional Group) act as a platform for the business and professional communities, promote a healthy symbiosis between the two nations.

With over 2.6 million Indians residing in the UAE, this expat group roughly forms around 27% of the UAE`s residents. As on 2015, Indians sent back home money worth USD 13 billion as remittances from the UAE, making it one of the highest remittance senders in the world in terms of volume.

What role does UAE Exchange play in this dimension?

UAE Exchange, as a brand, has resonated with both the UAE and India as far as streamlining money movement is concerned. When UAE Exchange was set up in the year 1980, our primary aim was to offer convenient money transfer solutions for the expat population in the UAE. In fact
UAE Exchange was one of the pioneers in bringing remittances to mainstream, when expats struggled with illegitimate channels of money transfer. From thereon, the brand has customised its products and services, promotions to suit the diverse customer segments.

Until half a decade ago, there was no prudent mechanism for the government to track salary disbursals in the UAE. This led to the advent of the Wages Protection System (WPS) introduced by the Labour Ministry and monitored by the Central Bank of the UAE. In the pre-WPS era, several companies which did not pay salaries to their employees or delayed remuneration, went largely unnoticed causing a dent in the reputation of the country in protecting labour rights. Concurrent to the government’s decision to introduce WPS, UAE Exchange introduced Smart Pay, a salary disbursal solution that enabled companies to streamline the payments. Streamlining payments also helped several Indian expats getting into the mainstream from being a part of the unbanked community thereby supporting India’s vision of complete financial inclusion.

As an organisation, UAE Exchange is an active corporate citizen extending its support to several social causes and crisis situations. In India, we are always on the lookout to do our bit to the community whether it was Tsunami in 2004 in South India or the floods in the North in 2013. Recently we also took up the cause of the homeless to initiate a housing project in Kerala - Akshara Veedu, which will benefit several underprivileged people putting a roof above their heads.

How do you see the two countries evolving?

The UAE and India are two countries that have a lot in common. Both the nations relied on their abundant natural resources. The UAE leveraged the availability of oil, while India nurtured its agrarian economy. However, this didn’t stop the two nations from diversifying into infrastructure, manufacturing, hospitality, technology, tourism and education etc., to name a few.

Today, digitisation is a big leap that both the nations have taken and are incorporating in their growth strategies. Recently the UAE has rolled out several policies that enable digital innovation. The Central Bank of UAE has developed a digital payments framework, which is a significant move towards its vision of complete digitisation. India too is going big on digitisation and has in fact launched a “Digital India” campaign. Both these nations are working towards creating a cashless society. I am sure India and the UAE will continue to complement each other for mutual empowerment, which is necessary in the accelerated development of both nations.

This article was originally published on Éclat Q1 2017 edition.(https://www.uaeexchange.com/corporate-news-magazine/1424-eclat-corporate-news-magazine-quarter-1-2017)

Ramadan Branch Timings

Please find the Ramadan timings listed below.

Ramadan Timings 2017 - UAE Branches  
 
Abu Dhabi Zone 1  
Cluster 1  
Branches RAMADAN TIMINGS  
Abu Dhabi Main Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.      
Abu Dhabi Souk Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Abu Dhabi - Electra Sat - Thu: 08:30 A.M. to 12:00 A.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 12:00 A.M.  
Tourist Club Area Sat - Thu: 09:00 A.M. to 11:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Al Wahda Round the week: 09:30 A.M. to 12:30 A.M.  
Abu Dhabi - Muroor Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Abu Dhabi Mall Round the week: 09:00 A.M. to 01:00 A.M.  
Madinat Zayed Sat - Thu: 08:30 A.M. to 12:00 A.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 12:30 A.M.  
Abu Dhabi Bus Station Sat - Thu: 08:30 A.M. to 11:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
WTC Mall Sat - Wed: 10:00 A.M. to 12:00 A.M., Thu - Fri: 10:00 A.M. to 01:00 A.M.  
Cluster 2  
Branches RAMADAN TIMINGS  
ADCOOP Round the week: 8:30 A.M. to 12:30 A.M.  
Abu Dhabi - Marina Mall Sat-Wed: 10:00 A.M. to 01:00 A.M. & Thu - Fri: 10:00 A.M. to 02:00 A.M.  
Khalidiyah Round the week: 09:00 A.M. to 12:30 A.M.  
Bateen Mall Sat - Thu: 09:00 A.M. to 11:30 P.M & Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Cluster 3  
Branches RAMADAN TIMINGS  
Mussafah-1 Sat - Thurs: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M to 11:30 A.M & 02:00 P.M. to 11:00 P.M.  
Mussafah-2 Sat - Thurs: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Mussafah Sec 34 Sat - Thurs: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Abu Dhabi - ICAD Round the week: 08:30 A.M. to 10:30 P.M.  
Sanayya Sat - Thurs: 08:30 A.M. to 10:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Mussafah Sanayya 2 Sat - Thurs: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Mussafah Sanayya 3 Sat - Thurs: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Mussafah - Capital Mall Sun - Wed: 10:00 A.M. to 11:00 P.M., Thurs - Sat: 10:00 A.M. to 12:00 A.M.  
Cluster 4  
Branches RAMADAN TIMINGS  
Abu Dhabi - Etihad Plaza Sat - Thu: 09:00 A.M to 11:00 P.M. Fri: 10:00 A.M. to 11:00 P.M.  
Baniyas Sat - Thu: 09:00 A.M. to 12:00 A.M. Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 12:00 A.M.  
Baniyas Mall Round the week: 10:00 A.M to 01:00 A.M.  
Shahama Sat - Thu: 09:00 A.M to 11:30 P.M.,  Fri: 08:30 A.M to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Al Reef Downtown Round the week: 08:30 A.M. to 11:30 P.M. (subject to change as per mall timing)  
Abu Dhabi Zone 1  
Cluster 5  
Branches RAMADAN TIMINGS  
Parco Hameem Round the week: 09:00 A.M. to 11:00 P.M.  
Salam City Round the week: 09:00 A.M. to 11:00 P.M.  
Abu Dhabi - Al Raha Village Round the week: 09:00 A.M. to 11:00 P.M.  
Mafraq Round the week: 08:30 A.M. to 10:30 P.M.  
Parco Mafraq Round the week: 09:00 A.M. to 11:00 P.M.  
Cluster 6  
Branches RAMADAN TIMINGS  
Abu Dhabi - Sila Sat-Thu: 08:30 A.M. to 10:30 P.M., Fri: 08:30 A.M. to 12:00 P.M. & 01:30 P.M. to 10:30 P.M.  
Ruwais - ADNOC Sat-Thu: 08:30 A.M. to 10:30 P.M., Fri: 08:30 A.M. to 12:00 P.M. & 01:30 P.M. to 10:30 P.M.  
Gayathi Sat-Thu: 08:30 A.M. to 10:30 P.M., Fri: 08:00 A.M. to 12:00 P.M. & 01:30 P.M. to 10:30 P.M.   
Gayathi Sanayya Sat-Thu: 09:00 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 12:00 P.M. & 01:30 P.M. to 11:00 P.M.  
Gayathi Mega Bazar Round the week: 08:30 A.M. to 11:00 P.M.  
Bada Zayed Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 12:00 P.M. & 01:30 P.M. to 11:00 P.M.   
Liwa Round the week: 08:30 A.M. to 10:30 P.M.  
Mirfa Round the week: 08:30 A.M. to 10:30 P.M.  
Cluster 7  
Branches RAMADAN TIMINGS  
Al Ain Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Al-Falah Plaza Al Ain Round the week: 09:00 A.M. to 11:30 P.M.   
Al Ain Hili Sat-Thu : 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Al Ain Sanayya Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Dubai Zone 1  
Cluster 8  
Branches RAMADAN TIMINGS  
Mercato Mall Round the week: 10:00 A.M. to 01:00 A.M.  
Dubai Mall Round the week: 10:00 A.M. to 02:00 A.M.  
Sheik Zayed Road Round the week: 08:30 A.M. to 11:30 P.M.  
Media City Sat-Thu: 09:00 A.M. to 07:00 P.M. & Fri: Holiday  
Cluster 9  
Branches RAMADAN TIMINGS  
Dubai - Jebel Ali Mall Sat-Thu: 09:00 A.M. to 11:30 P.M., Fri: 08:30 A.M. to 11:30 P.M.  
JAFZA Mall Round the week: 09:00 A.M. to 11:00 P.M.  
Jebel Ali Parco Sat-Thu: 09:00 A.M. to 11:30 P.M., Fri: 08:30 A.M. to 11:30 P.M.  
Jebel Ali Sat-Thu: 08:00 A.M. to 10:00 P.M., Fri: 08:30 A.M. to 10:00 P.M.  
Jebel Ali Parco 2 Sat-Thu: 09:00 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:00 P.M.  
Mall Of The Emirates Round the week: 09:00 A.M. to 01:00 A.M. (MAY 27 - June 17) Round the week: 09:00 A.M. to 02:00 A.M. (June 18 - July 1)  
Mall Of The Emirates Metro Link Round the week: 09:00 A.M. to 01:00 A.M. (MAY 27 - June 17) Round the week: 09:00 A.M. to 02:00 A.M. (June 18 - july 1)  
Al Barsha Round the week: 09:00 A.M. to 12:30 A.M.  
Outlet Village Sat- Wed: 10:00 A.M. to 11.00 P.M., Thu & Fri ( 1st and  2nd day of EID ) 10.00 A.M. to 12:00 A.M.  
Cluster 10  
Branches RAMADAN TIMINGS  
Al Quoz Sat-Thu: 08:30 A.M. to 11:30 P.M., Fri: 08:00 A.M. to 11:30 P.M.  
Al Quoz Mall Round the week: 08:30 A.M. to 11:00 P.M.  
Grand City Mall Sat-Thu: 08:30 A.M. to 11:30 P.M., Fri: 08:00 A.M. to 11:30 P.M.  
Dubai Investment Park Round the week: 08:30 A.M. to 11:00 P.M.  
Dubai Investment Park 2 Sat-Thu: 08:30 A.M. to 11:30 P.M., Fri: 08:00 A.M. to 11:30 P.M.  
Green Community Round the week: 09:00 A.M. to 10:00 P.M.  
DWC Al Maktoum Airport Round the week: 24 Hrs  
IBN Battuta Metrolink Round the week: 09:00 A.M. to 11:00 P.M.  
Cluster 11  
Branches RAMADAN TIMINGS  
Al Fahidi Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Salah Al Din Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Abu Baker Al Siddique Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Stadium Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Al Gubaiba Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Airport Free Zone Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Oudh Metha Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Burjuman Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Dubai Internet City Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Emirates Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Union Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Al Rigga Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Emirates Tower Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Burj Khalifa Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Rashidiya Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
UAE Exchange Metro Sat to Thu: 08:00 A.M to 11:00 P.M., Fri: 10:30 A.M. to 11:00 P.M.  
Dubai Zone 2  
Cluster 12  
Branches RAMADAN TIMINGS  
Bur Dubai Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 12: 00 P.M. & 02:00 P.M. to 11:00 P.M.  
Shindagha City Centre Sat - Wed: 10:00 AM - 12:00 AM, Thurs & Fri: 10:00 AM - 1:00 AM  
Satwa Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 12:00 P.M. & 02:00 P.M. to 11:00 P.M.  
Satwa 2 Round the week: 08:30 A.M. to 11:00 P.M.  
Karama Sat - Thu: 08:30 A.M. to 10:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 13:30 P.M. to 10:30 P.M.  
K.M.Trading Sat - Thu: 08:30 A.M. to 10:30 P.M., Fri: 09:00 A.M. to 10:30 P.M.  
Cluster 13  
Branches RAMADAN TIMINGS  
Deira Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11: 30 A.M. & 02:00 P.M. to 11:00 P.M.  
Dubai Deira - Naif 2 Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Dubai - Lotus Boutique Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Lotus Executive Apartments Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Al Rigga Sat-Thu: 08:30 A.M. to 12:00 A.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 12:00 A.M.  
Hor Al Anz Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M & 02:00 P.M. to 11:00 P.M.  
Cluster 14  
Branches RAMADAN TIMINGS  
Qusais Sat-Thu: 08:30 A.M. to 10.30 P.M., Fri: 08:30 A.M. to 11: 30 A.M. & 02:00 P.M. to 10.30 P.M.  
Al Qusais 2 Sat-Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11: 30 A.M. & 02:00 P.M. to 11:00 P.M.  
Deira City Centre Round the week: 09:30 A.M. 01:00 A.M. (May 27 - June 17) 09:30 A.M. to 02:00 A.M. (June 18 -July 1)  
Dubai Airport Terminal 3 Round the week: 24 Hrs  
DAFZA Sat-Thu: 08.00 A.M to 08.00 P.M., Fri: Holiday  
Al Muhaisanah Sat-Thu: 08:30 A.M. to 11:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Cluster 15  
Branches RAMADAN TIMINGS  
Al Aweer Sat-Thu: 08:30 A.M. to 10:30 P.M, Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 10:30 P.M.  
Dubai International City Sat-Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Dragon Mart Sun-Wed: 10:00 A.M to 10:00 P.M., Thu-Sat: 10:00 A.M. to 12:00 A.M.  
Dragon Mart 2 Sun-Wed: 10:00 A.M. to 10:00 P.M., Thu-Sat: 10:00 A.M. to 12:00 A.M.  
Mirdif Round the week: 09:00 A.M. to 11:00 P.M.  
Mirdif City Centre Round the week: 09:00 A.M. to 01:00 A.M.  
Sharjah Zone  
Cluster 16  
Branches RAMADAN TIMINGS  
Sharjah Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11: 30 A.M. & 02:00 P.M. to 11:00 P.M.  
Sharjah - Immigration Rd Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11: 30 A.M. & 02:00 P.M. to 11:00 P.M.  
Rolla Souk Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Mega Mall Sat - Thu: 09:00 A.M. to 02:00 A.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 02:00 A.M.  
Al Falah Plaza Sat - Thu: 08:00 A.M. to 12:00 A.M., Fri: 08:00 A.M. to 11: 30 A.M. & 01:30 P.M. to 12:00 A.M.  
Sharjah City Centre Sat - Thu: 09:00 A.M. to 01:00 A.M., Fri: 09:00 A.M. to 11:30 A.M. & 02: 00 P.M. to 01:00 A.M.  
Al Nahda Sat - Thu: 09:00 A.M. to 11:30 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Al Khan Sat - Thu: 09:00 A.M. to 12:00 A.M., Fri: 02:00 P.M. to 12:00 A.M.  
Safeer Mall Sat - Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Cluster 17  
Branches RAMADAN TIMINGS  
National Paints Sat-Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
National Paints-2 Sat-Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Nesto Hypermarket Sat-Thu: 09:30 A.M. to 12:00 A.M., Fri: 09:00 A.M. to 11:00 A.M. & 01:30 P.M. to 12:00 A.M.  
Sonapur 3 Sat-Thu: 08:00 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M to 11:00 P.M.  
Sonapur 2 Round the week: 08.30 A.M. to 11.00 P.M.  
Sonapur Bus Station Sat-Thu: 08:30 A.M. to 11:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Geco R/A Sat-Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Cluster 18  
Branches RAMADAN TIMINGS  
Sahara Centre Mall Sat - Thu: 10:00 A.M. to 01:00 A.M.,  Fri: 10:00 A.M. to 12:00 P.M. & 13:00 P.M. to 01:00 A.M.  
Al Sajja Sat - Thu: 08:00 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Sharjah-Saif Zone Sat - Thu: 08:00 A.M. to 10:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 10:30 P.M.  
Hamriya Free Zone Sat - Thu: 08:00 A.M. to 10:30 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 10:30 P.M.  
Sharjah International Airport Round the week: 24 Hrs  
Northern Emirates Zone  
Cluster 19  
Branches RAMADAN TIMINGS  
Ajman Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Al Manama Sat - Thu: 09:00 A.M. to 11:30 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Ajman - City Centre Sat - Thu: 09:00 A.M. to 01:00 A.M., Fri: 09:00 A.M. to 01:00 A.M.  
Al Jurf Sat - Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Ajman-Sanayya Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Ajman - Lucky R/A Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11: 30 A.M. & 02:00 P.M. to 11:00 P.M.  
Cluster 20  
Branches RAMADAN TIMINGS  
Fujairah Sat - Thu: 09:00 A.M. to 11:30 P.M., Fri: 09:00 A.M to 11:30 A.M. & 02:00 P.M. to 11:30 P.M.  
Lulu Mall Round the week: 10:00 A.M. to 12:00 A.M.  
Fujairah City Centre Round the week: 10:00 A.M. to 01:00 A.M.  
Khorfakkan Sat - Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 10:30 P.M.  
Dibba Sat - Thu: 09:00 A.M. to 11:00 P.M., Fri: 09:00 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Cluster 21  
Branches RAMADAN TIMINGS  
Ras Al Khaimah Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Al Jazeera Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Ras Al Khaimah - Al Nakheel Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
RAK Mall Sat - Fri: 09:00 A.M. to 12:00 P.M., Sat - Fri: 9:00 A.M. to 01:00 A.M. (Last Week Of Ramadan)  
Old Market - Ras Al Khaimah Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M & 02:00 P.M. to 11:00 P.M.  
Umm Al Quwain Sat - Thu: 08:30 A.M. to 11:00 P.M., Fri: 08:30 A.M. to 11:30 A.M. & 02:00 P.M. to 11:00 P.M.  
Cluster 22  
Branches RAMADAN TIMINGS  
Masafi Sat-Thu: 09:00 A.M. to 11:00 P.M., Friday: 09:00 A.M. to 11:30 A.M & 02:00 P.M to 11:00 P.M.  
Kalba Sat-Thu: 09:00 A.M. to 11:00 P.M., Friday: 09:00 A.M. to 11:30 A.M & 02:00 P.M to 11:00 P.M.  
Dhaid Sat-Thu: 09:00 A.M. to 11:00 P.M., Friday: 09:00 A.M. to 11:30 A.M & 02:00 P.M to 11:00 P.M.  
Madam Sat-Thu: 09:00 A.M. to 11:00 P.M., Friday: 09:00 A.M. to 11:30 A.M & 02:00 P.M to 11:00 P.M.  

Ramadan Branch Timings

Please find the Ramadan timings listed below.

Branch Ramadan Timings
Manama Center Br 08:00 Hrs - 22:00 Hrs
Sh Hamad road Br 07 : 30 Hrs. - 22 : 00 Hrs.
Manama - Dana Mall Br 09 : 00 Hrs. - 23 : 00 Hrs.
Exhibition Road Br 08 : 30 Hrs. - 22 : 30 Hrs.
Gold City Br 08 : 30 Hrs. - 22 : 30 Hrs.
Gudaibiya Br

09:00 Hrs. – 13:30 Hrs.  

17:00 Hrs. – 22:00 Hrs

City Centre Br

10:00 Hrs. - 01:00 AM (first 20 days)

10:00 Hrs - 02:00 AM (last 10 days)

LuLu Hypermarket Riffa Br 09 : 00 Hrs - 01 : 00 Hrs
Riffa Souk Br 08 : 30 Hrs - 22 : 30 Hrs
Enma Mall Br 10 : 00 Hrs to 00:00 Hrs
Muharraq Br 08 : 30 Hrs - 22 : 30 Hrs
Ferrari Centre Br 08 : 30 Hrs - 22 : 30 Hrs
Ramli Mall Br

10:00 Hrs – 12: 00 Hrs(first 20 days of Ramadan)                                           10:00 Hrs – 01: 00 Hrs (last 10 days of Ramadan)

Ramadan Branch Timings

Please find the Ramadan timings listed below.

Branch Weekdays Friday
Al Sadd 09.00 am to 01.00 pm & 05.00 pm to 11.00 pm 05.00 pm to 11.00 pm
City Center 09.00 am to 12.00 am 09.00 am to 11.00 am & 12.30 pm to 12.00 am
Rayyan 09.00 am to 01.00 pm & 05.00 pm to 11.00 pm 05.00 pm to 11.00 pm
Safari Mall 09.00 am to 12.00 am 09.00 am to 11.00 am & 12.30 pm to 12.00 am
Al Meera 09.00 am to 12.00 am 09.00 am to 11.00 am & 12.30 pm to 12.00 am
Al Khor 09.00 am to 01.00 pm & 05.00 pm to 11.00 pm 09.00 am to 11.00 am & 04.00 pm to 11.00 pm
Dar Al Salam 09.00 am to 12.00 am 09.00 am to 11.00 am & 12.30 pm to 12.00 am
Khartiyat 09.00 am to 01.00 pm & 05.00 pm to 11.00 pm 05.00 pm to 11.00 pm
Asian Town 09.00 am to 12.00 am 09.00 am to 11.00 am & 12.30 pm to 12.00 am
Mall of Qatar 09.00 am to 12.00 am 09.00 am to 11.00 am & 12.30 pm to 12.00 am
Doha Festival City 10.00 am to 12.00 am 10.00 am to 11.00 am & 12.30 pm to 12.00 am
Bank Note Division 09.00 am to 01.00 pm & 06.00 Pm to 10.00 pm Off

  • Winners of Send Win campaign

    Oman operations made sure that our patrons in the neighbourhood had a fun-filled month last April.

    Here’s our happy winner at the “Send and Win contest”!

  • Honoured by Royal Oman Police

    Oman operations made sure that our patrons in the neighbourhood had a fun-filled month last April.

    It was indeed a proud moment when we were felicitated by the Royal Oman Police for actively participating in the road safety week!

  • During the spark dance show

    Oman operations made sure that our patrons in the neighbourhood had a fun-filled month last April.

    Fun with winners at the sizzling Spark Dance Show!

  • At the mega musical show at CCC Qarnalm Camp

    Oman operations made sure that our patrons in the neighbourhood had a fun-filled month last April.

    Making merry during the Mega Musical Show!

  • movie night v3 WEEK 2

    This spring, we decided to wow our customers with movie gift cards valued at USD 25!

    Customers who transacted with us got a chance to win movie gift cards.

  • During the Tamil New Year Celebration

    We sponsored the Tamil New Year celebrations at the Tamil Sangam in Rwanda!

    The dawn of Tamil New Year’s Day is believed to be the auspicious time, when Lord Brahma began his creation process!

    So, this is how we had fun, while celebrating this beautiful occasion.

Happy winners in Morocco!

Thursday, 04 May 2017

  • Our home appliance winners

    Our Morocco operations was elated to see happy winners this April!

    Lucky customers who transacted with us for a maximum number of times won awesome home appliances!

  • Interacting at the labour festival at Al Hassan Industrial City

    Jordan operations organised the Labour Day festival at Al Hassan Industrial City in Irbid.

  • Onstage during the labour festival

    Distributing caps, having fun with the participants!

    In full steam onstage, entertaining the attendees in Irbid!

  • At the B2B Expo in Melbourne

    Australia operations participated in the B2B EXPO 2017 organised by Australian Business Forum (ABF) at the Melbourne Convention Centre.

    Extending our helping hand to help business owners pay their suppliers overseas and purchase foreign currency for their trips abroad!

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