Stay Alert! Protect your money while travelling
ÔÇ£The world is a book and he who doesnÔÇÖt travel only reads one page.ÔÇØ ÔÇô St. Augustine
Rightly said! The purpose of travelling is to enjoy yourself, soak in the colours, ambiences and flavours of a new land. As a tourist, you are an easy target for thieves and even a small financial disaster can spoil your vacation. But with a bit of foresight and planning you can protect yourself from such outward instances.
Inform your bank: Notify the bank of your plans to travel abroad. This will ensure that debit/credit cards are not cancelled because of unusual spending patterns.
Carry an anti-theft bag: Anti-theft bags are designed especially for travel, with features such as steel-cable-reinforced, cut-proof shoulder straps, locking zippers and slash-proof fabric. Investing in such a bag would serve as a deterrent for thieves and save you money in the long run.
DonÔÇÖt carry too much cash: Needless to say, carrying too much of cash is risky. If it is stolen, it is gone forever.┬á Carry only the amount that you are comfortable carrying around. Carry just enough cash to cover costs for transport, tips, food etc.
Use travellerÔÇÖs checks: A safer bet than carrying cash is to use travellerÔÇÖs checks. They are prepaid cards that are available in many currencies. Moreover, travellerÔÇÖs checks are convenient, easy to use and are accepted at certain bank machines.
DonÔÇÖt keep all your money at one place: If you have all your cash in your bag, and the bag is stolen, itÔÇÖs all gone. Instead, a wise decision would be to carry a combination of cash and card. Keep the cash and credit cards in various places. You can carry some in a bag; some in the suitcaseÔÇÖs secret compartment or leave some in the hotel safe. If youÔÇÖre travelling with someone, each of you can hold a portion of the money.
Be cautious with conversions: When converting currency choose a bank or exchange booth with a better rate. Avoid converting currency at airports as they will have higher fees. Stay clear of any local who says he/she can help exchange your money for you, as it is in all probability a scam. Also, ensure that youÔÇÖre aware of what the actual conversion rate is.
┬á┬á┬á┬á┬á┬á┬á * Make copies of all your credit and debit cards. Keep┬á set at home and carry a set of copies
┬á┬á┬á┬á┬á┬á┬á * Stay away from ill-lit areas and those places where thefts occur
┬á┬á┬á┬á┬á┬á┬á * DonÔÇÖt hang bags off the back of chairs or leave them on the floor
┬á┬á┬á┬á┬á┬á┬á * Be aware of your surroundings
When you travel you are susceptible to theft. It's easy to get lost in your environs and misplace things. But with some added safety measures, you can protect your money and have fun on your trip.